In addition to the pension benefits you get from the Plan, and any other pension arrangements you have, you will also receive the State Pension. This is a regular income paid to you by the government once you have reached State Pension Age.
The full flat-rate State Pension for the 2020/21 tax year is £175.20 per week, but the amount you receive will depend on your National Insurance Contributions (NICs).
While you were an active member of the Plan, you were contracted-out of the Second State Pension. This meant you paid lower NICs at the time and it will affect the State Pension you receive when you retire.
To make up for it, the Plan pays a Guaranteed Minimum Pension (GMP) for members with pensionable service before the 6 April 1997.
It is important you understand how much State Pension you are entitled to when making decisions about your pension benefits in the Plan – especially if you are thinking of transferring out.